What is PIP? (Personal Injury Protection Insurance)

Almost every auto insurance policy in Utah has “PIP” coverage. This stands for Personal Injury Protection. Most of the time, PIP will cover the first $3,000 of your medical bills related to a car accident, no matter who is at fault for the accident.

This coverage can be used at the hospital, your primary care doctor, a chiropractor, physical therapist, and many more medical providers. If you are hurt bad enough that you can’t go to work, PIP coverage also likely includes reimbursement for lost wages up to $250 a week for a maximum of 52 weeks. Finally, if you can’t clean your house or cook for yourself, and you need to hire someone to help, there is limited PIP coverage to help offset the cost. Call us for more information about how to get the maximum benefits from PIP coverage.